* {
        margin: 0;
        padding: 0;
        box-sizing: border-box;
      }

      :root {
        --primary: #0c3884;
        --primary-dark: #061f54;
        --green: #20a83f;
        --green-dark: #14822d;
        --text: #071f4d;
        --paragraph: #606b7b;
        --light: #f6f9fd;
        --border: #ddd;
        --white: #ffffff;
      }

      html {
        scroll-behavior: smooth;
      }

      body {
        font-family: 'Inter', sans-serif;
        color: var(--text);
        background: #fff;
        line-height: 1.6;
      }

      a {
        text-decoration: none;
        color: inherit;
      }

      img {
        max-width: 100%;
        display: block;
      }

      .container {
        width: min(1320px, 92%);
        margin: auto;
      }

      .section {
        padding: 40px 0;
      }

      .section-tag {
        font-size: 13px;
        font-weight: 800;
        letter-spacing: 1.7px;
        text-transform: uppercase;
        color: var(--green);
        text-align: center;
        margin-bottom: 10px;
      }

      .section-title {
        text-align: center;
        font-size: 38px;
        line-height: 1.2;
        margin-bottom: 14px;
      }

      .section-description {
        max-width: 700px;
        margin: 0 auto 45px;
        text-align: center;
        color: var(--paragraph);
      }

      /* TOP BAR */
      .topbar {
        background: var(--primary-dark);
        color: #fff;
        font-size: 13px;
      }

      .topbar-inner {
        min-height: 37px;
        display: flex;
        justify-content: space-between;
        align-items: center;
        gap: 20px;
      }

      .topbar-left,
      .topbar-right {
        display: flex;
        align-items: center;
        gap: 22px;
      }

      .topbar i {
        color: #65d879;
        margin-right: 6px;
      }

      /* HEADER */
      .header {
        background: #fff;
        position: sticky;
        top: 0;
        z-index: 1000;
        box-shadow: 0 5px 25px rgba(13, 42, 89, .07);
      }

      .navbar {
        height: 82px;
        display: flex;
        justify-content: space-between;
        align-items: center;
      }

      .logo-wrap img {
        width: 200px;
        height: auto;
      }

      .nav-menu {
        display: flex;
        align-items: center;
        gap: 30px;
        list-style: none;
      }

      .nav-menu a {
        color: #203558;
        font-size: 14px;
        font-weight: 600;
        transition: .25s;
        position: relative;
      }

      .nav-menu a:hover {
        color: var(--green);
      }

      .nav-menu a::after {
        content: "";
        position: absolute;
        height: 2px;
        width: 0;
        background: var(--green);
        left: 0;
        bottom: -10px;
        transition: .25s;
      }

      .nav-menu a:hover::after {
        width: 100%;
      }

      .header-btn {
        padding: 12px 24px;
        background: var(--green);
        color: #fff !important;
        border-radius: 9px;
        box-shadow: 0 7px 18px rgba(32, 168, 63, .25);
      }

      .header-btn::after {
        display: none;
      }

      .menu-toggle {
        display: none;
        font-size: 26px;
        color: var(--primary);
        cursor: pointer;
      }
      
.sf-hero {
  position: relative;
  width: 100%;
  height: 580px;
  overflow: hidden;
  background-color: #0b1f3a;
}

.sf-hero-swiper {
  width: 100%;
  height: 100%;
}

.sf-hero-slide {
  position: relative;
  width: 100%;
  height: 100%;
  overflow: hidden;
}

.sf-hero-slide img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: cover;
  object-position: center;
  transform: scale(1.04);
  transition: transform 6s cubic-bezier(0.25, 1, 0.5, 1);
}

.sf-hero-slide.swiper-slide-active img {
  transform: scale(1);
}

.sf-hero-overlay {
  position: absolute;
  inset: 0;
  z-index: 5;
  display: flex;
  align-items: center;
  background: linear-gradient(
    90deg,
    rgba(255, 255, 255, 0.98) 0%,
    rgba(255, 255, 255, 0.94) 38%,
    rgba(255, 255, 255, 0.65) 55%,
    rgba(255, 255, 255, 0.1) 78%,
    rgba(255, 255, 255, 0) 100%
  );
  pointer-events: none;
}

.sf-hero-content {
  width: 55%;
  pointer-events: auto;
  padding: 30px 0;
  animation: heroContentFade 0.8s ease-out;
}

@keyframes heroContentFade {
  from {
    opacity: 0;
    transform: translateY(18px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}


/* =================================
   TAG
================================= */

.sf-hero-tag {
  display: flex;
  align-items: center;
  gap: 8px;

  color: var(--primary);

  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1.2px;

  margin-bottom: 14px;
}

.sf-hero-tag i {
  color: var(--green);
  font-size: 14px;
}


/* =================================
   HEADING
================================= */

.sf-hero h1 {
  margin: 0 0 22px;

  color: var(--text);

  font-size: 57px;
  line-height: 1.12;

  letter-spacing: -1.4px;
}

.sf-hero h1 span {
  display: block;
  color: var(--green);
}


/* =================================
   PARAGRAPH
================================= */

.sf-hero p {
  max-width: 550px;

  margin: 0;

  color: var(--paragraph);

  font-size: 16px;
  line-height: 1.7;
}


/* =================================
   FEATURES
================================= */

.sf-hero-features {
  display: flex;
  flex-wrap: wrap;
  align-items: center;

  gap: 20px;

  margin: 28px 0;
}

.sf-hero-feature {
  display: flex;
  align-items: center;
  gap: 8px;

  color: var(--text);

  font-size: 13px;
  font-weight: 600;
}

.sf-hero-feature span {
  width: 30px;
  height: 30px;

  display: grid;
  place-items: center;

  flex-shrink: 0;

  border: 1px solid #a8dfb4;
  border-radius: 50%;

  color: var(--green);
  background: rgba(255,255,255,.7);
}

.sf-hero-feature i {
  font-size: 12px;
}


/* =================================
   BUTTONS
================================= */

.sf-hero-buttons {
  display: flex;
  align-items: center;
  gap: 14px;
}

.sf-btn {
  min-height: 48px;

  padding: 0 24px;

  display: inline-flex;
  align-items: center;
  justify-content: center;

  gap: 10px;

  border-radius: 8px;

  font-size: 14px;
  font-weight: 700;

  text-decoration: none;

  transition: all .3s ease;
}

.sf-btn i {
  font-size: 12px;

  transition: transform .3s ease;
}

.sf-btn:hover i {
  transform: translateX(4px);
}


/* Green Button */

.sf-btn-green {
  color: var(--white);
  background: var(--green);

  box-shadow: 0 10px 25px rgba(32, 168, 63, .25);
}

.sf-btn-green:hover {
  color: var(--white);
  background: var(--green-dark);

  transform: translateY(-2px);
}


/* Outline Button */

.sf-btn-outline {
  color: var(--primary);
  background: rgba(255,255,255,.9);

  border: 1px solid var(--primary);
}

.sf-btn-outline:hover {
  color: var(--white);
  background: var(--primary);
}


/* =================================
   ARROWS
================================= */

.sf-hero-prev,
.sf-hero-next {
  position: absolute;
  top: 50%;
  z-index: 20;
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  color: var(--primary);
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255, 255, 255, 0.8);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
  cursor: pointer;
  transform: translateY(-50%);
  transition: all .35s ease;
}

.sf-hero-prev {
  left: 24px;
}

.sf-hero-next {
  right: 24px;
}

.sf-hero-prev:hover,
.sf-hero-next:hover {
  color: var(--white);
  background: var(--green);
  border-color: var(--green);
  box-shadow: 0 12px 28px rgba(32, 168, 63, 0.35);
  transform: translateY(-50%) scale(1.08);
}

.sf-hero-prev i,
.sf-hero-next i {
  font-size: 15px;
}


/* =================================
   PAGINATION
================================= */

.sf-hero-pagination {
  position: absolute;
  left: 50% !important;
  bottom: 24px !important;
  z-index: 20;
  width: auto !important;
  transform: translateX(-50%);
  background: rgba(0, 0, 0, 0.25);
  backdrop-filter: blur(10px);
  padding: 6px 14px;
  border-radius: 20px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.sf-hero-pagination .swiper-pagination-bullet {
  width: 9px;
  height: 9px;
  margin: 0 !important;
  background: #ffffff;
  opacity: .5;
  transition: all 0.35s ease;
}

.sf-hero-pagination .swiper-pagination-bullet-active {
  width: 28px;
  border-radius: 10px;
  background: var(--green);
  opacity: 1;
}


/* =================================
   TABLET
================================= */

@media (max-width: 991px) {
  .sf-hero-content {
    width: 60%;
  }

  .sf-hero h1 {
    font-size: 45px;
  }

  .sf-hero-slide img {
    object-position: center;
  }

}


/* =================================
   MOBILE
================================= */

@media (max-width: 767px) {

  .sf-hero-slide img {
    object-position: center;
  }

  .sf-hero-overlay {
    align-items: flex-start;

    padding-top: 55px;

    background: linear-gradient(
      180deg,
      rgba(255,255,255,.96) 0%,
      rgba(255,255,255,.82) 45%,
      rgba(255,255,255,.15) 100%
    );
  }

  .sf-hero-content {
    width: 100%;
    text-align: center;
  }

  .sf-hero-tag {
    justify-content: center;
  }

  .sf-hero h1 {
    font-size: 36px;
  }

  .sf-hero p {
    margin-left: auto;
    margin-right: auto;
  }

  .sf-hero-features {
    justify-content: center;
  }

  .sf-hero-buttons {
    justify-content: center;
  }

  .sf-hero-prev,
  .sf-hero-next {
    display: none;
  }

}
      .feature-wrapper {
        position: relative;
        z-index: 10;
        margin-top: -35px;
      }

      .features-grid {
        display: grid;
        grid-template-columns: repeat(4, 1fr);
        gap: 18px;
      }

      .feature-card {
        background: #fff;
        border: 1px solid var(--green);
        padding: 20px 22px;
        border-radius: 6px;
        text-align: center;
        box-shadow: 0 12px 35px rgba(14, 39, 79, .08);
        transition: .25s;
      }

      .feature-card:hover {
        transform: translateY(-2px);
        box-shadow: 0 17px 40px rgba(14, 39, 79, .13);
      }

      .icon-circle {
        width: 55px;
        height: 55px;
        display: grid;
        place-items: center;
        border-radius: 50%;
        background: #e5f7e9;
        color: var(--green);
        font-size: 21px;
        margin: 0 auto 16px;
      }

      .feature-card:nth-child(even) .icon-circle {
        background: #eaf1ff;
        color: var(--primary);
      }

      .feature-card h3 {
        font-size: 16px;
        margin-bottom: 8px;
      }

      .feature-card p {
        font-size: 13px;
        color: var(--paragraph);
      }
.sf-services {
  padding: 40px 0;
  background: #fbfcfe;
}


/* ==============================
   SECTION HEADING
============================== */

.sf-section-head {
  max-width: 700px;
  margin: 0 auto 24px;
  text-align: center;
}

.sf-section-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;

  color: var(--green);

  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1px;

  margin-bottom: 10px;
}

.sf-section-tag i {
  font-size: 13px;
}

.sf-section-head h2 {
  margin: 0 0 15px;

  color: var(--text);

  font-size: 42px;
  line-height: 1.15;
  letter-spacing: -1px;
}

.sf-section-head h2 span {
  color: var(--green);
}

.sf-section-head p {
  max-width: 600px;
  margin: auto;

  color: var(--paragraph);

  font-size: 15px;
  line-height: 1.7;
}


/* ==============================
   GRID
============================== */

.sf-services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 15px;
}

.sf-service-card {
  overflow: hidden;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 6px;

  transition:
    transform .35s ease,
    box-shadow .35s ease,
    border-color .35s ease;
}

.sf-service-card:hover {
  transform: translateY(-3px);
  border-color: rgba(12, 56, 132, .15);

  box-shadow:
    0 18px 45px rgba(7, 31, 77, .11);
}


.sf-service-image {
  position: relative;

  height: 215px;

  overflow: hidden;

  background: #edf4fb;
}

.sf-service-image img {
  width: 100%;
  height: 100%;

  display: block;

  object-fit: cover;

  transition: transform .5s ease;
}

.sf-service-card:hover .sf-service-image img {
  transform: scale(1.06);
}
.sf-service-body {
  padding: 14px 18px;
}

.sf-service-body h3 {
  margin: 0 0 8px;

  color: var(--text);

  font-size: 19px;
  line-height: 1.3;
}

.sf-service-body p {
  margin: 0 0 4px;
  color: var(--paragraph);
  font-size: 13px;
  line-height: 1.65;
}


.sf-service-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--primary);
  font-size: 13px;
  font-weight: 700;

  text-decoration: none;

  transition: color .3s ease;
}

.sf-service-link i {
  font-size: 11px;

  transition: transform .3s ease;
}

.sf-service-link:hover {
  color: var(--green);
}

.sf-service-link:hover i {
  transform: translateX(5px);
}

@media (max-width: 991px) {

  .sf-services-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .sf-section-head h2 {
    font-size: 36px;
  }

}


@media (max-width: 575px) {
  .sf-services-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .sf-section-head h2 {
    font-size: 31px;
  }

  .sf-section-head p {
    font-size: 14px;
  }


}

     .sf-process {
  padding: 40px 0;
  background: var(--white);
}

.sf-process-grid {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 15px;
}

.sf-process-grid::before {
  content: "";

  position: absolute;

  top: 42px;
  left: 11%;
  right: 11%;

  height: 2px;

  background:
    linear-gradient(
      90deg,
      var(--green),
      var(--primary),
      var(--green)
    );

  opacity: .15;

  z-index: 0;
}


/* ==============================
   CARD
============================== */

.sf-process-card {
  position: relative;
  z-index: 1;
  padding: 26px 20px;
  text-align: center;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 6px;
  transition:
    transform .3s ease,
    box-shadow .3s ease,
    border-color .3s ease;
}

.sf-process-card:hover {
  transform: translateY(-4px);

  border-color: rgba(32, 168, 63, .25);

  box-shadow:
    0 18px 40px rgba(7, 31, 77, .09);
}


/* ==============================
   ICON
============================== */

.sf-process-icon {
  width: 84px;
  height: 84px;

  margin: 0 auto 20px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 50%;

  color: var(--green);

  background: #e9f7ec;

  border: 7px solid var(--white);

  box-shadow:
    0 0 0 1px #d9eedf,
    0 8px 20px rgba(32, 168, 63, .10);

  font-size: 26px;

  transition: all .3s ease;
}

.sf-process-card:nth-child(even) .sf-process-icon {
  color: var(--primary);
  background: #eaf2ff;

  box-shadow:
    0 0 0 1px #d8e5fa,
    0 8px 20px rgba(12, 56, 132, .10);
}

.sf-process-card:hover .sf-process-icon {
  transform: scale(1.06);
}


/* ==============================
   STEP
============================== */

.sf-process-step {
  margin-bottom: 8px;

  color: var(--green);

  font-size: 11px;
  font-weight: 800;

  letter-spacing: 1.2px;
}


/* ==============================
   TITLE
============================== */

.sf-process-card h3 {
  margin: 0 0 8px;

  color: var(--text);

  font-size: 19px;
}


/* ==============================
   DESCRIPTION
============================== */

.sf-process-card p {
  min-height: 42px;

  margin: 0;

  color: var(--paragraph);

  font-size: 13px;
  line-height: 1.65;
}

@media (max-width: 991px) {

  .sf-process-grid {
    grid-template-columns: repeat(2, 1fr);
  }

}
@media (max-width: 575px) {

  .sf-process-grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }
}

.sf-stats {
  position: relative;
  overflow: hidden;
  padding: 20px 0;
  background: linear-gradient(
    105deg,
    var(--primary-dark),
    #063378
  );
  color: #fff;
}

.sf-stats::before {
  content: "";
  position: absolute;
  top: -100px;
  right: 8%;
  width: 260px;
  height: 260px;

  border-radius: 50%;

  background: rgba(32, 168, 63, .12);
}

.sf-stats::after {
  content: "";

  position: absolute;
  bottom: -130px;
  left: 12%;

  width: 280px;
  height: 280px;

  border-radius: 50%;

  border: 1px solid rgba(255,255,255,.06);
}


/* ==============================
   GRID
============================== */

.sf-stats-grid {
  position: relative;
  z-index: 2;

  display: grid;
  grid-template-columns: repeat(4, 1fr);
}


/* ==============================
   ITEM
============================== */

.sf-stat-item {
  display: flex;
  align-items: center;
  justify-content: center;

  gap: 17px;

  padding: 10px 15px;

  border-right: 1px solid rgba(255,255,255,.15);
}

.sf-stat-item:last-child {
  border-right: none;
}


/* ==============================
   ICON
============================== */

.sf-stat-icon {
  width: 58px;
  height: 58px;

  flex-shrink: 0;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 14px;

  color: #8fbafa;

  background: rgba(255,255,255,.08);

  border: 1px solid rgba(255,255,255,.12);

  font-size: 22px;

  transition: all .3s ease;
}

.sf-stat-item:hover .sf-stat-icon {
  color: #fff;

  background: var(--green);

  border-color: var(--green);

  transform: translateY(-3px);
}


/* ==============================
   CONTENT
============================== */

.sf-stat-content h3 {
  margin: 0 0 3px;

  color: #fff;

  font-size: 29px;
  line-height: 1.15;

  font-weight: 800;
}

.sf-stat-content p {
  margin: 0;

  color: #d5e1f1;

  font-size: 13px;
}


/* ==============================
   TABLET
============================== */

@media (max-width: 991px) {


  .sf-stats-grid {
    grid-template-columns: repeat(2, 1fr);
    row-gap: 15px;
  }

  .sf-stat-item:nth-child(2) {
    border-right: none;
  }

  .sf-stat-item:nth-child(3),
  .sf-stat-item:nth-child(4) {
    border-top: 1px solid rgba(255,255,255,.15);
    padding-top: 25px;
  }

}


/* ==============================
   MOBILE
============================== */

@media (max-width: 575px) {


  .sf-stats-grid {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .sf-stat-item:last-child {
    border-bottom: none;
  }
  .sf-stat-icon {
    width: 52px;
    height: 52px;
  }

  .sf-stat-content h3 {
    font-size: 25px;
  }

}


      /* ABOUT */
      .sf-about {
  padding: 40px 0;
  background: var(--white);
}

.sf-about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}


.sf-about-image {
  position: relative;
  padding-right: 18px;
  padding-bottom: 18px;
}

.sf-about-image::before {
  content: "";

  position: absolute;

  top: -18px;
  left: -18px;

  width: 100px;
  height: 100px;

  border-top: 4px solid var(--green);
  border-left: 4px solid var(--green);

  border-radius: 12px 0 0 0;

  z-index: 0;
}

.sf-about-image img {
  position: relative;
  z-index: 1;

  width: 100%;
  height: 450px;

  display: block;

  object-fit: cover;
  border-radius: 6px;

  box-shadow:
    0 18px 45px rgba(13, 45, 87, .14);
}


/* ==============================
   EXPERIENCE BOX
============================== */

.sf-experience-box {
  position: absolute;

  right: -5px;
  bottom: 40px;

  z-index: 3;

  min-width: 145px;

  padding: 20px 22px;

  text-align: center;

  background: var(--white);

  border-radius: 14px;

  box-shadow:
    0 14px 35px rgba(10, 41, 83, .18);

  border-bottom: 4px solid var(--green);
}

.sf-experience-box strong {
  display: block;

  margin-bottom: 2px;

  color: var(--green);

  font-size: 32px;
  line-height: 1;

  font-weight: 800;
}

.sf-experience-box span {
  color: var(--paragraph);

  font-size: 12px;
  line-height: 1.5;
}


/* Decorative Shape */

.sf-about-shape {
  position: absolute;

  right: 35px;
  bottom: 5px;

  width: 75px;
  height: 75px;

  border-radius: 50%;

  background: rgba(32, 168, 63, .10);

  z-index: 0;
}


.sf-about-content .sf-section-tag {
  justify-content: flex-start;
}

.sf-about-content h2 {
  margin: 0 0 20px;
  color: var(--text);
  font-size: 40px;
  line-height: 1.15;
  letter-spacing: -1px;
}

.sf-about-content h2 span {
  color: var(--green);
}
.sf-about-content > p {
  margin: 0 0 14px;
  color: var(--paragraph);
  font-size: 15px;
  line-height: 1.75;
}


.sf-about-list {
  list-style: none;

  margin: 0 0 15px;
  padding: 0;
}

.sf-about-list li {
  display: flex;
  align-items: center;

  gap: 11px;

  margin-bottom: 13px;

  color: var(--text);

  font-size: 14px;
  font-weight: 600;
}

.sf-about-list li:last-child {
  margin-bottom: 0;
}

.sf-about-list li span {
  width: 25px;
  height: 25px;

  flex-shrink: 0;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 50%;

  color: var(--green);

  background: #e9f7ec;
}

.sf-about-list li i {
  font-size: 11px;
}


/* ==============================
   TABLET
============================== */

@media (max-width: 991px) {


  .sf-about-content h2 {
    font-size: 34px;
  }

  .sf-about-image img {
    height: 400px;
  }

}


/* ==============================
   MOBILE
============================== */

@media (max-width: 767px) {

  .sf-about-grid {
    grid-template-columns: 1fr;
    gap: 15px;
  }

  .sf-about-image {
    padding-right: 12px;
    padding-bottom: 12px;
  }

  .sf-about-image img {
    height: 300px;
  }

  .sf-experience-box {
    right: -2px;
    bottom: 25px;
  }

  .sf-about-content {
    max-width: 100%;
  }

  .sf-about-content .sf-section-tag {
    justify-content: flex-start;
  }

  .sf-about-content h2 {
    font-size: 32px;
  }

}


/* Small Mobile */

@media (max-width: 480px) {

  .sf-experience-box {
    min-width: 125px;
    padding: 16px 18px;
  }

  .sf-experience-box strong {
    font-size: 28px;
  }

  .sf-about-content h2 {
    font-size: 29px;
  }

}
.sf-testimonials {
  padding: 40px 0;
  background: #f7faff;
}


/* ==============================
   SWIPER
============================== */

.sf-testimonial-swiper {
  position: relative;

  padding: 5px 5px 25px;
}

.sf-testimonial-swiper .swiper-wrapper {
  align-items: stretch;
}

.sf-testimonial-swiper .swiper-slide {
  height: auto;
}


.sf-testimonial {
  height: 100%;

  padding: 15px 20px 0px;

  background: var(--white);

  border: 1px solid var(--border);

  border-radius: 6px;

  box-shadow: 0 8px 25px rgba(7, 31, 77, .04);

  transition:
    transform .3s ease,
    box-shadow .3s ease,
    border-color .3s ease;
}

.sf-testimonial:hover {
  transform: translateY(-5px);

  border-color: rgba(12, 56, 132, .15);

  box-shadow:
    0 18px 40px rgba(7, 31, 77, .10);
}


/* ==============================
   TOP
============================== */

.sf-testimonial-top {
  display: flex;
  align-items: center;
  justify-content: space-between;

  margin-bottom: 12px;
}

.sf-quote {
  width: 46px;
  height: 46px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 12px;

  color: var(--green);

  background: #e9f7ec;

  font-size: 19px;
}


/* ==============================
   STARS
============================== */

.sf-stars {
  display: flex;
  gap: 3px;

  color: #f5b82e;

  font-size: 12px;
}


/* ==============================
   TEXT
============================== */

.sf-testimonial-text {
  min-height: 78px;

  margin: 0 0 27px;

  color: var(--paragraph);

  font-size: 14px;
  line-height: 1.75;
}


/* ==============================
   CUSTOMER
============================== */

.sf-customer {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 0px;

  border-top: 1px solid var(--border);
}

.sf-customer-icon {
  width: 45px;
  height: 45px;

  flex-shrink: 0;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 50%;

  color: var(--primary);

  background: #eaf2ff;

  font-size: 17px;
}

.sf-customer strong {
  display: block;

  margin-bottom: 3px;

  color: var(--text);

  font-size: 14px;
}

.sf-customer span {
  display: block;

  color: var(--paragraph);

  font-size: 11px;
}


/* ==============================
   ARROWS
============================== */

.sf-testimonial-prev,
.sf-testimonial-next {
  position: absolute;

  top: 30px;
  z-index: 5;
  width: 40px;
  height: 40px;
  display: flex;
  top: 35%;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  color: var(--primary);
  background: var(--white);
  border: 1px solid var(--border);
  cursor: pointer;
  transition: all .3s ease;
}

.sf-testimonial-prev {
  left: 5px;
}

.sf-testimonial-next {
  right: 5px;
}

.sf-testimonial-prev:hover,
.sf-testimonial-next:hover {
  color: var(--white);
  background: var(--primary);
  border-color: var(--primary);
}
.sf-partners {
  padding: 40px 0;
  background: var(--white);
  overflow: hidden;
}

.sf-partners-head {
  margin-bottom: 25px;
}
.sf-partners-head p {
  margin: 0 auto;

  color: var(--paragraph);

  font-size: 14px;
}



.sf-partners-slider {
  width: 100%;

  overflow: hidden;

  position: relative;
}

.sf-partners-slider::before,
.sf-partners-slider::after {
  content: "";

  position: absolute;

  top: 0;
  bottom: 0;

  width: 90px;

  z-index: 2;

  pointer-events: none;
}

.sf-partners-slider::before {
  left: 0;

  background: linear-gradient(
    to right,
    var(--white),
    transparent
  );
}

.sf-partners-slider::after {
  right: 0;

  background: linear-gradient(
    to left,
    var(--white),
    transparent
  );
}


.sf-partners-track {
  display: flex;
  align-items: center;

  width: max-content;

  gap: 22px;

  animation: sfPartnerSlide 22s linear infinite;
}

.sf-partners-slider:hover .sf-partners-track {
  animation-play-state: paused;
}


.sf-partner {
  min-width: 170px;
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: center;

  gap: 12px;

  padding: 0 20px;

  border: 1px solid var(--border);

  border-radius: 6px;
  background: #fbfcfe;

  color: var(--primary);

  font-size: 15px;
  font-weight: 800;

  box-shadow: 0 5px 18px rgba(7, 31, 77, .04);

  transition: all .3s ease;
}

.sf-partner i {
  color: var(--green);

  font-size: 23px;
}

.sf-partner:hover {
  background: var(--white);

  border-color: rgba(32, 168, 63, .25);

  box-shadow:
    0 12px 30px rgba(7, 31, 77, .08);

  transform: translateY(-3px);
}


/* ==============================
   ANIMATION
============================== */

@keyframes sfPartnerSlide {

  from {
    transform: translateX(0);
  }

  to {
    transform: translateX(
      calc(-50% - 11px)
    );
  }

}


/* ==============================
   MOBILE
============================== */

@media (max-width: 575px) {

  .sf-partner {
    font-size: 13px;
  }

  .sf-partner i {
    font-size: 20px;
  }

  .sf-partners-track {
    gap: 15px;

    animation-duration: 18s;
  }

  .sf-partners-slider::before,
  .sf-partners-slider::after {
    width: 45px;
  }

}

     .sf-cta {
  position: relative;
  overflow: hidden;

  color: var(--white);

  background:
    linear-gradient(
      105deg,
      var(--green) 0%,
      #119844 35%,
      var(--primary) 100%
    );
}


.sf-cta::before {
  content: "";

  position: absolute;

  width: 260px;
  height: 260px;

  top: -150px;
  left: 7%;

  border-radius: 50%;

  border: 1px solid rgba(255,255,255,.14);
}

.sf-cta::after {
  content: "";

  position: absolute;

  width: 320px;
  height: 320px;

  right: 4%;
  bottom: -210px;

  border-radius: 50%;

  border: 1px solid rgba(255,255,255,.12);
}


/* ==============================
   INNER
============================== */

.sf-cta-inner {
  position: relative;
  z-index: 2;

  min-height: 175px;

  display: flex;
  align-items: center;
  justify-content: space-between;

  gap: 20px;
}


.sf-cta-content {
  max-width: 650px;
}

.sf-cta-tag {
  display: flex;
  align-items: center;

  gap: 8px;

  margin-bottom: 7px;

  color: rgba(255,255,255,.82);

  font-size: 11px;
  font-weight: 800;

  letter-spacing: 1.2px;
}

.sf-cta-tag i {
  font-size: 12px;
}

.sf-cta h2 {
  margin: 0 0 6px;

  color: #fff;

  font-size: 30px;
  line-height: 1.2;
}

.sf-cta p {
  margin: 0;

  color: rgba(255,255,255,.82);

  font-size: 14px;
  line-height: 1.6;
}


/* ==============================
   BUTTON
============================== */

.sf-cta-btn {
  flex-shrink: 0;

  display: inline-flex;
  align-items: center;
  justify-content: center;

  gap: 10px;

  min-height: 50px;

  padding: 0 27px;

  border-radius: 9px;

  color: var(--primary);

  background: #fff;

  font-size: 14px;
  font-weight: 800;

  box-shadow:
    0 10px 25px rgba(0,0,0,.12);

  transition: all .3s ease;
}

.sf-cta-btn i {
  transition: transform .3s ease;
}

.sf-cta-btn:hover {
  color: var(--primary);

  transform: translateY(-3px);

  box-shadow:
    0 14px 30px rgba(0,0,0,.18);
}

.sf-cta-btn:hover i {
  transform: translateX(4px);
}


/* ==============================
   TABLET
============================== */

@media (max-width: 767px) {

  .sf-cta-inner {
    min-height: auto;
    flex-direction: column;
    align-items: flex-start;
  }

  .sf-cta h2 {
    font-size: 27px;
  }

  .sf-cta-btn {
    margin-top: 5px;
  }

}


/* ==============================
   MOBILE
============================== */

@media (max-width: 480px) {

  .sf-cta h2 {
    font-size: 24px;
  }

  .sf-cta p {
    font-size: 13px;
  }

  .sf-cta-btn {
    width: 100%;
  }

}


      /* FOOTER */
      .footer {
        background: #061f54;
        color: #fff;
        padding: 70px 0 20px;
      }

      .footer-grid {
        display: grid;
        grid-template-columns: 1.4fr 1fr 1fr 1fr 1.25fr;
        gap: 42px;
      }

      .footer-logo {
        width: 210px;
        margin-bottom: 18px;
        background: #ffffff;
        padding: 6px 12px;
        border-radius: 8px;
        display: inline-block;
      }

      .footer-brand p {
        font-size: 13px;
        color: #cbd8e8;
        margin-bottom: 18px;
      }

      .socials {
        display: flex;
        gap: 9px;
      }

      .socials a {
        width: 34px;
        height: 34px;
        border: 1px solid rgba(255, 255, 255, .35);
        border-radius: 50%;
        display: grid;
        place-items: center;
      }

      .footer h4 {
        font-size: 14px;
        margin-bottom: 18px;
      }

      .footer ul {
        list-style: none;
      }

      .footer li {
        margin: 9px 0;
      }

      .footer li,
      .footer li a,
      .contact-item {
        color: #cbd8e8;
        font-size: 13px;
      }

      .footer li a:hover {
        color: #fff;
      }

      .contact-item {
        display: flex;
        gap: 9px;
        margin-bottom: 13px;
      }

      .contact-item i {
        color: #58d676;
        margin-top: 4px;
      }

      .footer-bottom {
        border-top: 1px solid rgba(255, 255, 255, .12);
        margin-top: 25px;
        padding-top: 16px;
        text-align: center;
        font-size: 12px;
        color: #aabbd2;
      }

      @media(max-width:1024px) {
        .nav-menu {
          gap: 16px;
        }
        .services-grid {
          grid-template-columns: repeat(2, 1fr);
        }

        .footer-grid {
          grid-template-columns: repeat(3, 1fr);
        }
      }

      @media(max-width:850px) {
        .topbar-left {
          display: none;
        }

        .topbar-inner {
          justify-content: center;
        }

        .menu-toggle {
          display: block;
        }

        .nav-menu {
          position: absolute;
          top: 82px;
          left: 0;
          right: 0;
          background: #fff;
          padding: 25px;
          flex-direction: column;
          align-items: flex-start;
          gap: 20px;
          box-shadow: 0 15px 30px rgba(0, 0, 0, .08);
          display: none;
        }

        .nav-menu.active {
          display: flex;
        }

        .hero-inner {
          grid-template-columns: 1fr;
          padding: 70px 0 30px;
        }

        .hero-content {
          text-align: center;
        }

        .hero p {
          margin: auto;
        }

        .hero-features,
        .hero-buttons {
          justify-content: center;
        }

        .hero-image {
          min-height: 450px;
        }

        .features-grid {
          grid-template-columns: repeat(2, 1fr);
        }

        .process-grid {
          grid-template-columns: repeat(2, 1fr);
        }

        .process-grid::before {
          display: none;
        }

        .stats-grid {
          grid-template-columns: repeat(2, 1fr);
        }

        .stat-item:nth-child(2) {
          border-right: none;
        }

        .about-grid {
          grid-template-columns: 1fr;
        }

        .testimonial-grid {
          grid-template-columns: 1fr;
        }

        .partners-row {
          grid-template-columns: repeat(3, 1fr);
        }
      }

      @media(max-width:600px) {
        .section-title {
          font-size: 30px;
        }

        .logo-wrap img {
          width: 155px;
        }

        .hero h1 {
          font-size: 39px;
        }

        .hero-image {
          min-height: 360px;
        }

        .hero-circle {
          width: 320px;
          height: 320px;
        }

        .features-grid,
        .services-grid,
        .process-grid,
        .stats-grid,
        .partners-row,
        .footer-grid {
          grid-template-columns: 1fr;
        }

        .feature-wrapper {
          margin-top: 0;
          padding-top: 35px;
        }

        .stat-item {
          border-right: none;
          border-bottom: 1px solid rgba(255, 255, 255, .12);
          padding: 25px;
        }

        .cta-inner {
          padding: 35px 0;
          flex-direction: column;
          text-align: center;
        }

        .experience-box {
          right: 10px;
        }
      }
.sf-inner-hero {
  position: relative;

  min-height: 430px;

  overflow: hidden;

  display: flex;
  align-items: center;

  background: #eef5fb;
}


/* ==============================
   BACKGROUND IMAGE
============================== */

.sf-inner-hero-bg {
  position: absolute;

  inset: 0;

  z-index: 0;

  background-image:
    linear-gradient(
      90deg,
      rgba(6, 31, 84, .94) 0%,
      rgba(6, 31, 84, .82) 35%,
      rgba(6, 31, 84, .38) 62%,
      rgba(6, 31, 84, .10) 100%
    ),
    url("../images/ninth.avif");

  background-size: cover;
  background-position: center;

  transform: scale(1.01);
}

.sf-inner-hero-content {
  position: relative;
  z-index: 2;
  display: flex;
  align-items: center;
}

.sf-inner-hero-text {
  max-width: 650px;
}


.sf-inner-tag {
  display: flex;
  align-items: center;

  gap: 8px;

  margin-bottom: 13px;

  color: #b7e8c1;

  font-size: 13px;
  font-weight: 700;

  letter-spacing: 1px;
}

.sf-inner-tag i {
  color: var(--green);

  font-size: 13px;
}


/* ==============================
   HEADING
============================== */

.sf-inner-hero h1 {
  margin: 0 0 20px;

  color: #fff;

  font-size: 50px;
  line-height: 1.15;

  letter-spacing: -1px;
}

.sf-inner-hero h1 span {
  display: block;

  color: #35c85b;
}


/* ==============================
   DESCRIPTION
============================== */

.sf-inner-hero-text > p {
  max-width: 600px;

  margin: 0;

  color: rgba(255,255,255,.82);

  font-size: 15px;
  line-height: 1.8;
}


/* ==============================
   BREADCRUMB
============================== */

.sf-breadcrumb {
  display: flex;
  align-items: center;

  gap: 11px;

  margin-top: 27px;

  font-size: 13px;
  font-weight: 600;
}

.sf-breadcrumb a {
  color: #fff;
}

.sf-breadcrumb span {
  color: #c7d3e3;
}

.sf-breadcrumb i {
  color: #82d995;

  font-size: 10px;
}


/* ==============================
   TABLET
============================== */

@media (max-width: 991px) {


  .sf-inner-hero-content {
    min-height: 400px;
  }

  .sf-inner-hero h1 {
    font-size: 43px;
  }

  .sf-inner-hero-bg {
    background-position: 65% center;
  }

}

@media (max-width: 767px) {


  .sf-inner-hero-bg {
    background-position: 65% center;
    background-image:
      linear-gradient(
        90deg,
        rgba(6, 31, 84, .94),
        rgba(6, 31, 84, .72)
      ),
      url("../images/ninth.avif");
  }

  .sf-inner-hero-text {
    max-width: 100%;
  }

  .sf-inner-hero h1 {
    font-size: 36px;
  }

  .sf-inner-hero-text > p {
    font-size: 14px;
    line-height: 1.7;
  }

}

@media (max-width: 480px) {


  .sf-inner-hero-content {
    min-height: 460px;
  }

  .sf-inner-hero h1 {
    font-size: 31px;
  }

}
.sf-about-section {
  padding: 40px 0 0px;
  background: #fff;
}


.sf-about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  align-items: center;
  gap: 20px;
}

.sf-about-photo {
  position: relative;

  padding: 20px 20px 20px 0;
}
.sf-about-photo img {
  position: relative;
  z-index: 2;
  display: block;
  width: 100%;
  height: 480px;
  object-fit: cover;
  border-radius: 8px;
  box-shadow:
    0 20px 50px rgba(7, 31, 77, .14);
}


.sf-about-photo::before {
  content: "";

  position: absolute;

  left: -18px;
  bottom: -8px;

  width: 150px;
  height: 150px;

  background: var(--green);

  border-radius: 20px;

  opacity: .12;

  z-index: 0;
}


/* Dots */

.sf-about-dots {
  position: absolute;

  top: -12px;
  right: 0;

  z-index: 3;

  display: grid;

  grid-template-columns: repeat(4, 7px);

  gap: 8px;
}

.sf-about-dots span {
  width: 7px;
  height: 7px;

  border-radius: 50%;

  background: var(--green);
}



.sf-about-text {
  max-width: 600px;
}

.sf-about-text .sf-section-tag,
.sf-about-text .sf-section-title {
  text-align: left;
}

.sf-about-text .sf-section-title {
  margin-bottom: 18px;
}

.sf-about-description {
  color: var(--paragraph);

  font-size: 15px;
  line-height: 1.8;

  margin-bottom: 28px;
}


/* ==============================
   FEATURES
============================== */

.sf-about-features {
  display: grid;

  grid-template-columns: 1fr 1fr;

  gap: 14px;
}

.sf-about-feature {
  display: flex;
  align-items: flex-start;

  gap: 13px;

  padding: 17px;

  border: 1px solid var(--border);

  border-radius: 12px;

  background: #fbfcfe;

  transition: all .3s ease;
}

.sf-about-feature:hover {
  background: #fff;

  border-color: rgba(32, 168, 63, .25);

  transform: translateY(-3px);

  box-shadow:
    0 10px 25px rgba(7, 31, 77, .07);
}


/* Feature icon */

.sf-about-feature-icon {
  width: 42px;
  height: 42px;

  min-width: 42px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 10px;

  color: var(--green);

  background: #e9f7ec;

  font-size: 16px;
}

.sf-about-feature:nth-child(even)
.sf-about-feature-icon {
  color: var(--primary);

  background: #eaf2ff;
}


/* Feature text */

.sf-about-feature h4 {
  margin: 1px 0 5px;

  color: var(--text);

  font-size: 14px;
}

.sf-about-feature p {
  margin: 0;

  color: var(--paragraph);

  font-size: 12px;

  line-height: 1.55;
}


/* ==============================
   STATS
============================== */

.sf-stats-wrap {
  margin-top: 35px;

  padding: 25px 15px;
  border-radius: 12px;
  background:
    linear-gradient(
      105deg,
      var(--primary-dark),
      var(--primary)
    );

  box-shadow:
    0 15px 40px rgba(7, 31, 77, .12);
}

.sf-stats-grid {
  display: grid;

  grid-template-columns: repeat(4, 1fr);
}

.sf-stat {
  text-align: center;

  padding: 8px 20px;

  border-right: 1px solid rgba(255,255,255,.14);
}

.sf-stat:last-child {
  border-right: none;
}

.sf-stat > i {
  display: inline-flex;

  margin-bottom: 9px;

  color: #8fc0ff;

  font-size: 24px;
}

.sf-stat h3 {
  margin: 0 0 3px;

  color: #fff;

  font-size: 27px;
}

.sf-stat p {
  margin: 0;

  color: #cbd9eb;

  font-size: 12px;
}


/* ==============================
   TABLET
============================== */

@media (max-width: 991px) {

  .sf-about-grid {
    gap: 40px;
  }

  .sf-about-photo img {
    height: 420px;
  }

  .sf-about-features {
    grid-template-columns: 1fr;
  }

  .sf-stat h3 {
    font-size: 24px;
  }

}


/* ==============================
   MOBILE
============================== */

@media (max-width: 767px) {

  .sf-about-grid {
    grid-template-columns: 1fr;

    gap: 15px;
  }

  .sf-about-photo {
    padding-right: 12px;
  }

  .sf-about-photo img {
    height: 350px;
  }

  .sf-about-text {
    max-width: 100%;
  }

  .sf-about-features {
    grid-template-columns: 1fr 1fr;
  }

  .sf-stats-wrap {
    margin-top: 50px;

    padding: 25px 10px;
  }

  .sf-stats-grid {
    grid-template-columns: 1fr 1fr;
    gap: 20px 0;
  }

  .sf-stat {
    border-right: none;

    border-bottom: 1px solid rgba(255,255,255,.12);

    padding: 10px;
  }

  .sf-stat:nth-child(3),
  .sf-stat:nth-child(4) {
    border-bottom: none;
  }

}


@media (max-width: 480px) {

  .sf-about-features {
    grid-template-columns: 1fr;
  }

  .sf-about-photo img {
    height: 300px;
  }

}

    .stats-wrap{
      margin-top:65px;
      background:linear-gradient(110deg,var(--navy),#0a438d);
      border-radius:15px;
      padding:35px 20px;
      box-shadow:0 15px 35px rgba(6,37,92,.15);
    }

    .stats-grid{
      display:grid;
      grid-template-columns:repeat(4,1fr);
    }

    .stat{
      color:#fff;
      text-align:center;
      border-right:1px solid rgba(255,255,255,.15);
      padding:10px 20px;
    }

    .stat:last-child{
      border-right:none;
    }

    .stat i{
      color:#38ca56;
      font-size:29px;
      margin-bottom:12px;
    }

    .stat h3{
      font-size:27px;
      margin-bottom:2px;
    }

    .stat p{
      font-size:12px;
      color:#d9e4f2;
    }
    .team{
      background:
      linear-gradient(#f8fbff,#f5f9fd);
    }

    .team-grid{
      display:grid;
      grid-template-columns:repeat(4,1fr);
      gap:22px;
    }

    .team-card{
      text-align:center;
      background:#fff;
      padding:20px 15px;
      border-radius:6px;
      border:1px solid var(--border);
      transition:.3s;
    }

    .team-card:hover{
      transform:translateY(-4px);
      box-shadow:0 15px 35px rgba(8,39,85,.1);
    }

    .team-card img{
      width:145px;
      height:145px;
      border-radius:50%;
      object-fit:cover;
      margin:0 auto 18px;
      background:#f4f4f4;
    }

    .team-card h3{
      font-size:16px;
    }

    .team-card .position{
      font-size:12px;
      color:var(--green);
      font-weight:700;
      margin:4px 0 10px;
    }

    .team-card p{
      color:var(--para);
      font-size:12px;
      line-height:1.7;
    }

    .team-card a{
      display:inline-block;
      margin-top:13px;
      color:#0a55a8;
    }


    /* =========================
       VALUES
    ========================== */

    .values-grid{
      display:grid;
      grid-template-columns:repeat(5,1fr);
      gap:20px;
    }

    .value-card{
      text-align:center;
      border:1px solid var(--border);
      border-radius:6px;
      padding:16px 20px;
      background:#fff;
      transition:.3s;
    }

    .value-card:hover{
      transform:translateY(-3px);
      box-shadow:0 12px 30px rgba(7,39,86,.08);
    }

    .value-icon{
      margin:auto auto 15px;
      width:75px;
      height:75px;
      border-radius:50%;
      display:grid;
      place-items:center;
      background:#e8f7ec;
      color:var(--green);
      font-size:32px;
    }

    .value-card:nth-child(even) .value-icon{
      background:#edf3ff;
      color:var(--blue);
    }

    .value-card h3{
      font-size:18px;
      margin-bottom:8px;
    }

    .value-card p{
      font-size:13px;
      line-height:1.7;
      color:var(--para);
    }


    /* =========================
       JOURNEY
    ========================== */

    .journey{
      background:#f8fafc;
    }

    .timeline{
      display:grid;
      grid-template-columns:repeat(5,1fr);
      margin-top:50px;
      position:relative;
    }

    .timeline::before{
      content:"";
      position:absolute;
      top:32px;
      left:4%;
      right:4%;
      height:2px;
      background:#74bb83;
    }

    .milestone{
      text-align:center;
      position:relative;
      z-index:2;
      padding:0 17px;
    }

    .milestone-icon{
      width:64px;
      height:64px;
      margin:0 auto 14px;
      border-radius:50%;
      display:grid;
      place-items:center;
      color:var(--green);
      background:#fff;
      border:2px solid var(--green);
      font-size:21px;
    }

    .milestone .year{
      font-size:21px;
      font-weight:800;
      color:var(--green);
      margin-bottom:8px;
    }

    .milestone h4{
      font-size:14px;
      margin-bottom:7px;
    }

    .milestone p{
      font-size:12px;
      color:var(--para);
      line-height:1.7;
    }


    /* =========================
       CTA
    ========================== */

    .cta{
      background:
      linear-gradient(100deg,#05285f 50%,rgba(5,40,95,.82)),
      url('images/cta-family.jpg') center right/cover no-repeat;
      color:#fff;
    }

    .cta-inner{
      min-height:230px;
      display:flex;
      align-items:center;
    }

    .cta-content{
      max-width:600px;
    }

    .cta h2{
      font-size:31px;
      margin-bottom:8px;
    }

    .cta p{
      font-size:14px;
      color:#e0e9f4;
      margin-bottom:24px;
    }

    .cta-btns{
      display:flex;
      gap:14px;
    }

    .btn{
      display:inline-flex;
      justify-content:center;
      align-items:center;
      min-height:48px;
      padding:0 25px;
      border-radius:7px;
      font-size:14px;
      font-weight:700;
      transition:.25s;
    }

    .btn-green{
      background:var(--green);
      color:#fff;
    }

    .btn-green:hover{
      background:#158936;
      transform:translateY(-2px);
    }

    .btn-outline{
      border:1px solid rgba(255,255,255,.75);
      color:#fff;
    }

    .btn-outline:hover{
      background:#fff;
      color:var(--navy);
    }
    .benefit-box{
      background:linear-gradient(105deg,#f4f9ff,#fbfdff);
      border:1px solid var(--border);
      border-radius:8px;
      display:grid;
      grid-template-columns:1.4fr repeat(4,1fr);
      align-items:center;
      padding:8px 20px;
      gap:15px;
    }

    .benefit-heading{
      padding-right:22px;
    }

    .benefit-heading .small{
      color:var(--green);
      text-transform:uppercase;
      font-size:11px;
      font-weight:800;
      letter-spacing:1.3px;
      margin-bottom:8px;
    }

    .benefit-heading h2{
      font-size:27px;
      line-height:1.25;
    }

    .benefit-heading h2 span{
      color:var(--green);
    }

    .benefit-item{
      text-align:center;
      padding:10px 15px;
      border-left:1px solid #e0e7f0;
    }

    .benefit-icon{
      width:51px;
      height:51px;
      margin:0 auto 12px;
      border-radius:50%;
      display:grid;
      place-items:center;
      background:#e9f7ed;
      color:var(--green);
      font-size:19px;
    }

    .benefit-item:nth-child(odd) .benefit-icon{
      background:#eaf2fe;
      color:var(--blue);
    }

    .benefit-item h3{
      font-size:14px;
      margin-bottom:5px;
    }

    .benefit-item p{
      color:var(--para);
      font-size:13px;
      line-height:1.6;
    }
    .process-grid{
      display:grid;
      grid-template-columns:repeat(4,1fr);
      gap:40px;
      margin-top:44px;
      position:relative;
    }

    .process-grid::before{
      content:"";
      position:absolute;
      left:10%;
      right:10%;
      top:39px;
      border-top:2px dashed #bed0e4;
    }

    .process-card{
      position:relative;
      z-index:1;
      text-align:center;
    }

    .process-icon{
      width:78px;
      height:78px;
      display:grid;
      place-items:center;
      margin:0 auto 18px;
      border-radius:50%;
      color:var(--green);
      background:#e7f6ea;
      border:7px solid #fff;
      box-shadow:0 0 0 1px #e6edf5;
      font-size:25px;
    }

    .process-card:nth-child(even) .process-icon{
      background:#eaf2fd;
      color:var(--blue);
    }

    .step{
      color:var(--green);
      font-size:12px;
      font-weight:800;
      margin-bottom:4px;
    }

    .process-card:nth-child(even) .step{
      color:var(--blue);
    }

    .process-card h3{
      font-size:15px;
      margin-bottom:6px;
    }

    .process-card p{
      max-width:190px;
      margin:auto;
      color:var(--para);
      font-size:13px;
    }
    .loan-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:12px;
    }
    
    .loan-card{
      border:1px solid var(--border);
      border-radius:5px;
      background:#fff;
      padding:18px 20px;
      transition:.3s;
    }

    .loan-card:hover{
      transform:translateY(-3px);
      box-shadow:0 18px 38px rgba(9,42,84,.10);
      border-color:#d5e2ef;
    }

    .loan-head{
      display:flex;
      align-items:center;
      gap:16px;
      margin-bottom:18px;
    }

    .loan-icon{
      width:58px;
      height:58px;
      min-width:58px;
      display:grid;
      place-items:center;
      border-radius:13px;
      background:#e7f7eb;
      color:var(--green);
      font-size:24px;
    }

    .loan-card:nth-child(even) .loan-icon{
      background:#eaf2fd;
      color:var(--blue);
    }

    .loan-head h3{
      font-size:18px;
    }

    .loan-list{
      margin-bottom:17px;
    }

    .loan-list li{
      display:flex;
      align-items:flex-start;
      gap:9px;
      color:#515d6d;
      font-size:13px;
      margin-bottom:10px;
    }

    .loan-list li i{
      color:var(--green);
      margin-top:3px;
      font-size:12px;
    }

    .loan-link{
      color:var(--blue);
      font-size:13px;
      font-weight:700;
    }

    .loan-link i{
      margin-left:5px;
    }

.sf-benefits {
  padding: 40px 0;

  background: #f7faff;
}


/* ==============================
   MAIN BOX
============================== */

.sf-benefits-box {
  position: relative;

  padding: 16px 20px;

  border: 1px solid var(--border);
  border-radius: 10px;

  background: #fff;

  overflow: hidden;

  box-shadow:
    0 15px 45px rgba(7, 31, 77, .06);
}


/* Subtle decorative shape */

.sf-benefits-box::after {
  content: "";

  position: absolute;

  width: 220px;
  height: 220px;

  right: -100px;
  top: -100px;

  border-radius: 50%;

  background: rgba(32, 168, 63, .06);

  pointer-events: none;
}


.sf-benefits-grid {
  position: relative;

  z-index: 2;

  display: grid;

  grid-template-columns: repeat(3, 1fr);

  gap: 8px;
}


.sf-benefit-card {
  display: flex;
  align-items: flex-start;

  gap: 15px;

  padding: 15px;

  border: 1px solid var(--border);

  border-radius: 6px;

  background: #fbfcfe;

  transition:
    transform .3s ease,
    box-shadow .3s ease,
    border-color .3s ease,
    background .3s ease;
}

.sf-benefit-card:hover {
  transform: translateY(-5px);

  background: #fff;

  border-color: rgba(32, 168, 63, .25);

  box-shadow:
    0 14px 30px rgba(7, 31, 77, .08);
}



.sf-benefit-icon {
  width: 48px;
  height: 48px;

  min-width: 48px;

  display: flex;
  align-items: center;
  justify-content: center;

  border-radius: 6px;

  color: var(--green);

  background: #e9f7ec;

  font-size: 18px;

  transition: all .3s ease;
}

.sf-benefit-card:nth-child(even)
.sf-benefit-icon {
  color: var(--primary);

  background: #eaf2ff;
}

.sf-benefit-card:hover .sf-benefit-icon {
  transform: scale(1.06);
}

.sf-benefit-content h3 {
  margin: 2px 0 6px;

  color: var(--text);

  font-size: 15px;
}

.sf-benefit-content p {
  margin: 0;

  color: var(--paragraph);

  font-size: 13px;

  line-height: 1.65;
}


.sf-benefit-card:last-child {
  grid-column: 2;
}

@media (max-width: 991px) {
  .sf-benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .sf-benefit-card:last-child {
    grid-column: auto;
  }

}

@media (max-width: 767px) {

  .sf-benefits-grid {
    grid-template-columns: 1fr;

    gap: 14px;
  }

  .sf-benefit-card:last-child {
    grid-column: auto;
  }

  .sf-benefit-card {
    padding: 18px;
  }

}
@media (max-width: 480px) {

  .sf-benefit-icon {
    width: 44px;
    height: 44px;

    min-width: 44px;

    font-size: 16px;
  }

  .sf-benefit-content h3 {
    font-size: 14px;
  }

}
.category-grid{
      display:grid;
      grid-template-columns:repeat(6,1fr);
      gap:18px;
      margin-top:38px;
    }

    .category-card{
      border:1px solid var(--border);
      border-radius:6px;
      background:#fff;
      padding:18px 12px;
      text-align:center;
      transition:.3s;
    }

    .category-card:hover{
      transform:translateY(-6px);
      box-shadow:0 16px 35px rgba(8,40,84,.09);
    }

    .category-icon{
      width:56px;
      height:56px;
      margin:0 auto 14px;
      display:grid;
      place-items:center;
      border-radius:50%;
      background:#e8f7ec;
      color:var(--green);
      font-size:22px;
    }

    .category-card:nth-child(even) .category-icon{
      background:#eaf2fd;
      color:var(--blue);
    }

    .category-card h3{
      font-size:14px;
      margin-bottom:5px;
    }

    .category-card span{
      color:var(--para);
      font-size:13px;
    }

.article-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:14px;
    }

    .article-card{
      border:1px solid var(--border);
      border-radius:4px;
      overflow:hidden;
      background:#fff;
      transition:.3s;
    }

    .article-card:hover{
      transform:translateY(-7px);
      box-shadow:0 18px 38px rgba(8,41,85,.11);
    }

    .article-image{
      width:100%;
      height:190px;
      object-fit:cover;
    }

    .article-body{
      padding:22px;
    }

    .article-date{
      display:flex;
      align-items:center;
      gap:6px;
      color:#7a8796;
      font-size:11px;
      margin-bottom:10px;
    }

    .article-date i{
      color:var(--green);
    }

    .article-card h3{
      font-size:16px;
      line-height:1.4;
      margin-bottom:9px;
    }

    .article-card p{
      font-size:12px;
      color:var(--para);
      line-height:1.7;
      margin-bottom:16px;
    }

    .read-link{
      color:var(--blue);
      font-size:12px;
      font-weight:700;
    }

    .read-link i{
      margin-left:5px;
    }
    .sf-contact-section {
  padding: 40px 0;

  background: #f7faff;
}


.sf-contact-grid {
  display: grid;

  grid-template-columns: 1.15fr .85fr;

  gap: 25px;

  align-items: stretch;
}


.sf-contact-form-card,
.sf-contact-info-card {
  padding: 20px 18px;

  border: 1px solid var(--border);
  border-radius: 8px;
  background: #fff;

  box-shadow:
    0 12px 35px rgba(7, 31, 77, .06);
}
.sf-contact-heading {
  margin-bottom: 28px;
}

.sf-contact-heading .sf-section-tag {
  text-align: left;

  margin-bottom: 10px;
}

.sf-contact-heading h2 {
  margin: 0 0 10px;

  color: var(--text);

  font-size: 31px;
  line-height: 1.2;
}

.sf-contact-heading h2 span {
  color: var(--green);
}

.sf-contact-heading > p {
  max-width: 560px;

  margin: 0;

  color: var(--paragraph);

  font-size: 13px;

  line-height: 1.7;
}


/* ==============================
   FORM GRID
============================== */

.sf-contact-form-grid {
  display: grid;

  grid-template-columns: 1fr 1fr;

  gap: 15px;

  margin-bottom: 18px;
}


/* ==============================
   INPUT
============================== */

.sf-contact-input {
  position: relative;
}

.sf-contact-input i {
  position: absolute;

  left: 16px;
  top: 50%;

  transform: translateY(-50%);

  color: #8492a6;

  font-size: 14px;

  pointer-events: none;

  transition: color .25s ease;
}

.sf-contact-input input {
  width: 100%;

  height: 50px;

  padding: 0 15px 0 44px;

  border: 1px solid var(--border);

  border-radius: 9px;

  outline: none;

  background: #fbfcfe;

  color: var(--text);

  font-family: inherit;

  font-size: 13px;

  transition:
    border-color .25s ease,
    box-shadow .25s ease,
    background .25s ease;
}

.sf-contact-input input::placeholder {
  color: #929dac;
}

.sf-contact-input input:focus {
  background: #fff;

  border-color: var(--green);

  box-shadow:
    0 0 0 3px rgba(32, 168, 63, .08);
}

.sf-contact-input:focus-within i {
  color: var(--green);
}


/* ==============================
   MESSAGE
============================== */

.sf-contact-message {
  margin-bottom: 18px;
}

.sf-contact-message label {
  display: block;

  margin-bottom: 8px;

  color: var(--text);

  font-size: 13px;

  font-weight: 700;
}

.sf-contact-message textarea {
  display: block;

  width: 100%;

  height: 130px;

  padding: 14px 16px;

  resize: vertical;

  outline: none;

  border: 1px solid var(--border);

  border-radius: 9px;

  background: #fbfcfe;

  color: var(--text);

  font-family: inherit;

  font-size: 13px;

  line-height: 1.6;

  transition:
    border-color .25s ease,
    box-shadow .25s ease,
    background .25s ease;
}

.sf-contact-message textarea::placeholder {
  color: #929dac;
}

.sf-contact-message textarea:focus {
  background: #fff;

  border-color: var(--green);

  box-shadow:
    0 0 0 3px rgba(32, 168, 63, .08);
}


/* ==============================
   SEND BUTTON
============================== */

.sf-contact-send {
  display: inline-flex;

  align-items: center;
  justify-content: center;

  gap: 9px;

  min-height: 48px;

  padding: 0 25px;

  border: 0;

  border-radius: 8px;

  cursor: pointer;

  color: #fff;

  background: var(--green);

  font-family: inherit;

  font-size: 13px;
  font-weight: 700;

  box-shadow:
    0 10px 22px rgba(32, 168, 63, .20);

  transition: all .3s ease;
}

.sf-contact-send i {
  transition: transform .3s ease;
}

.sf-contact-send:hover {
  background: var(--green-dark);

  transform: translateY(-2px);

  box-shadow:
    0 13px 28px rgba(32, 168, 63, .25);
}

.sf-contact-send:hover i {
  transform: translateX(3px);
}


/* ==============================
   INFO CARD
============================== */

.sf-contact-info-card {
  position: relative;

  overflow: hidden;

  color: #fff;

  background:
    linear-gradient(
      145deg,
      var(--primary-dark),
      var(--primary)
    );

  border: none;
}

.sf-contact-info-card::after {
  content: "";

  position: absolute;

  width: 220px;
  height: 220px;

  right: -100px;
  bottom: -100px;

  border-radius: 50%;

  border: 35px solid rgba(255,255,255,.05);

  pointer-events: none;
}

.sf-contact-info-card .sf-contact-heading {
  position: relative;

  z-index: 2;
}

.sf-contact-info-card .sf-contact-heading h2 {
  color: #fff;
}

.sf-contact-info-card .sf-contact-heading h2 span {
  color: #45cf67;
}

.sf-contact-info-card .sf-contact-heading > p {
  color: #cbd9eb;
}


/* ==============================
   CONTACT ITEMS
============================== */

.sf-contact-items {
  position: relative;

  z-index: 2;

  display: flex;

  flex-direction: column;

  gap: 22px;
}

.sf-contact-item {
  display: flex;

  align-items: flex-start;

  gap: 14px;
}

.sf-contact-item-icon {
  width: 43px;
  height: 43px;

  min-width: 43px;

  display: flex;

  align-items: center;
  justify-content: center;

  border-radius: 11px;

  font-size: 16px;
}

.sf-icon-green {
  color: #45cf67;

  background: rgba(32, 168, 63, .15);
}

.sf-icon-blue {
  color: #8fbafa;

  background: rgba(143, 186, 250, .12);
}

.sf-contact-item h3 {
  margin: 0 0 5px;

  color: #fff;

  font-size: 14px;
}

.sf-contact-item p {
  margin: 0;

  color: #cbd9eb;

  font-size: 12px;

  line-height: 1.65;
}

.sf-contact-item a {
  color: #cbd9eb;

  transition: color .2s ease;
}

.sf-contact-item a:hover {
  color: #fff;
}


/* ==============================
   TABLET
============================== */

@media (max-width: 991px) {

  .sf-contact-grid {
    grid-template-columns: 1fr;
  }

  .sf-contact-info-card {
    display: grid;

    grid-template-columns: .8fr 1.2fr;

    gap: 20px;
  }

  .sf-contact-info-card .sf-contact-heading {
    margin-bottom: 0;
  }

}


/* ==============================
   MOBILE
============================== */

@media (max-width: 767px) {


  .sf-contact-form-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .sf-contact-info-card {
    display: block;
  }

  .sf-contact-info-card .sf-contact-heading {
    margin-bottom: 28px;
  }

  .sf-contact-heading h2 {
    font-size: 27px;
  }

  .sf-contact-send {
    width: 100%;
  }

}


/* ==============================
   SMALL MOBILE
============================== */

@media (max-width: 480px) {


  .sf-contact-item {
    gap: 11px;
  }

}
.sf-location {
  padding: 40px 0;

  background: #f7faff;
}

.sf-location-map {
  position: relative;
  width: 100%;
  height: 400px;
  overflow: hidden;
  border-radius:5px;
  border: 1px solid var(--border);

  background: #fff;

  box-shadow:
    0 15px 40px rgba(7, 31, 77, .08);
}

.sf-location-map::after {
  content: "";

  position: absolute;

  inset: 0;

  border-radius: 18px;

  box-shadow:
    inset 0 0 0 1px rgba(255,255,255,.25);

  pointer-events: none;
}

.sf-location-map iframe {
  display: block;

  width: 100%;

  height: 100%;

  border: 0;
}


/* ==============================
   TABLET
============================== */

@media (max-width: 991px) {

  .sf-location-map {
    height: 360px;
  }

}


/* ==============================
   MOBILE
============================== */

@media (max-width: 767px) {


  .sf-location-map {
    height: 300px;
  }

  .sf-location-map iframe {
    border-radius: 14px;
  }

}

/* ======================================================
   SME FUNDING PAGE STYLES (Capniti-Inspired Design)
====================================================== */

.sme-hero-section .sf-inner-hero-text h1 {
  font-size: 46px;
  line-height: 1.2;
  margin-bottom: 20px;
}

.sme-hero-cta-group {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-top: 28px;
  margin-bottom: 22px;
  flex-wrap: wrap;
}

/* Metrics Strip */
.sme-metrics-strip {
  background: #0f1e36;
  border-bottom: 3px solid var(--green);
  padding: 34px 0;
  color: #fff;
}

.sme-metrics-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}

.sme-metric-card {
  padding: 10px 16px;
  border-right: 1px solid rgba(255, 255, 255, 0.12);
}

.sme-metric-card:last-child {
  border-right: none;
}

.sme-metric-num {
  font-size: 32px;
  font-weight: 800;
  color: #27c152;
  margin-bottom: 6px;
  letter-spacing: -0.5px;
}

.sme-metric-label {
  font-size: 14px;
  color: #cbd5e1;
  font-weight: 500;
}

/* Core Features Grid */
.sme-features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 40px;
}

.sme-feature-box {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 32px 24px;
  position: relative;
  transition: all 0.35s ease;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
  display: flex;
  flex-direction: column;
}

.sme-feature-box:hover {
  transform: translateY(-8px);
  border-color: #a8dfb4;
  box-shadow: 0 16px 36px rgba(11, 31, 58, 0.1);
}

.sme-feature-box.active-highlight {
  border-color: var(--green);
  background: linear-gradient(180deg, #ffffff 0%, #f4fbf6 100%);
}

.sme-feature-icon {
  width: 58px;
  height: 58px;
  border-radius: 14px;
  background: rgba(32, 168, 63, 0.12);
  color: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: 20px;
}

.sme-badge {
  display: inline-block;
  align-self: flex-start;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  color: var(--primary);
  background: #edf2f7;
  padding: 4px 10px;
  border-radius: 20px;
  margin-bottom: 12px;
}

.sme-feature-box h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 14px;
}

.sme-feature-box p {
  font-size: 14px;
  line-height: 1.65;
  color: #64748b;
  margin-bottom: 20px;
  flex-grow: 1;
}

.sme-feature-points {
  list-style: none;
  padding: 0;
  margin: 0;
  border-top: 1px dashed #e2e8f0;
  padding-top: 16px;
}

.sme-feature-points li {
  font-size: 13px;
  font-weight: 600;
  color: #334155;
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.sme-feature-points li i {
  color: var(--green);
  font-size: 12px;
}

/* SME Product Cards */
.sme-product-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
  margin-top: 40px;
}

.sme-prod-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 18px;
  padding: 34px;
  transition: all 0.3s ease;
  box-shadow: 0 4px 24px rgba(0,0,0,0.03);
}

.sme-prod-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 16px 36px rgba(0,0,0,0.08);
}

.sme-prod-card.highlight-card {
  border: 2px solid var(--green);
  position: relative;
}

.sme-prod-header {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-bottom: 18px;
}

.sme-prod-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: #f1f5f9;
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  flex-shrink: 0;
}

.sme-prod-header h3 {
  font-size: 21px;
  margin: 0 0 4px;
  color: var(--text);
}

.sme-prod-tag {
  font-size: 12px;
  font-weight: 600;
  color: var(--green);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.sme-prod-desc {
  font-size: 15px;
  color: #64748b;
  line-height: 1.65;
  margin-bottom: 22px;
}

.sme-prod-meta {
  background: #f8fafc;
  border-radius: 10px;
  padding: 16px 20px;
  margin-bottom: 24px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.meta-item {
  font-size: 13.5px;
  color: #334155;
}

.meta-item span {
  font-weight: 700;
  color: var(--text);
  margin-right: 6px;
}

.w-100 {
  width: 100%;
}

/* Steps / Roadmap */
.sme-steps-container {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 45px;
  position: relative;
}

.sme-step-item {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 30px 22px;
  position: relative;
  text-align: center;
  transition: all 0.3s ease;
}

.sme-step-item:hover {
  transform: translateY(-6px);
  border-color: var(--green);
}

.sme-step-circle {
  width: 54px;
  height: 54px;
  margin: 0 auto 20px;
  background: #0f1e36;
  color: #27c152;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  font-weight: 800;
  box-shadow: 0 8px 20px rgba(15, 30, 54, 0.25);
}

.sme-step-item h4 {
  font-size: 18px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 12px;
}

.sme-step-item p {
  font-size: 14px;
  line-height: 1.6;
  color: #64748b;
  margin: 0;
}

/* Eligibility & Docs */
.sme-eligibility-wrapper {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 40px;
  align-items: center;
}

.sme-eligibility-left h2 {
  font-size: 38px;
  margin: 12px 0 16px;
}

.sme-eligibility-left p {
  color: #64748b;
  font-size: 16px;
  line-height: 1.65;
  margin-bottom: 26px;
}

.sme-check-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.sme-check-list li {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  font-size: 15px;
  color: #334155;
}

.sme-check-list li i {
  color: var(--green);
  font-size: 20px;
  margin-top: 2px;
  flex-shrink: 0;
}

.sme-doc-box {
  background: #ffffff;
  border: 1px solid #cbd5e1;
  border-radius: 20px;
  padding: 36px;
  box-shadow: 0 12px 32px rgba(0,0,0,0.06);
}

.sme-doc-box .doc-icon {
  width: 50px;
  height: 50px;
  border-radius: 12px;
  background: rgba(32, 168, 63, 0.12);
  color: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 16px;
}

.sme-doc-box h3 {
  font-size: 22px;
  margin-bottom: 8px;
  color: var(--text);
}

.sme-doc-box p {
  font-size: 14px;
  color: #64748b;
  margin-bottom: 20px;
}

.doc-list {
  list-style: none;
  padding: 0;
  margin: 0 0 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.doc-list li {
  font-size: 14px;
  color: #334155;
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 500;
}

.doc-list li i {
  color: #e11d48;
  font-size: 16px;
}

/* FAQ Grid */
.sme-faq-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-top: 36px;
}

.sme-faq-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 26px 28px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.02);
}

.sme-faq-card h4 {
  font-size: 17px;
  color: var(--text);
  margin-bottom: 10px;
  font-weight: 700;
}

.sme-faq-card p {
  font-size: 14px;
  color: #64748b;
  line-height: 1.65;
  margin: 0;
}

/* CTA */
.sme-final-cta {
  padding-bottom: 60px;
}

.sme-cta-card {
  background: linear-gradient(135deg, #0b1f3a 0%, #173b6a 100%);
  border-radius: 24px;
  padding: 60px 50px;
  text-align: center;
  color: #ffffff;
  box-shadow: 0 20px 45px rgba(11, 31, 58, 0.25);
  position: relative;
  overflow: hidden;
}

.sme-badge-white {
  display: inline-block;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 1.5px;
  color: #27c152;
  background: rgba(255, 255, 255, 0.1);
  padding: 6px 16px;
  border-radius: 30px;
  margin-bottom: 16px;
}

.sme-cta-card h2 {
  font-size: 38px;
  font-weight: 800;
  margin-bottom: 14px;
  color: #ffffff;
}

.sme-cta-card p {
  font-size: 16px;
  color: #cbd5e1;
  max-width: 640px;
  margin: 0 auto 30px;
  line-height: 1.6;
}

.sme-cta-buttons {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 18px;
  flex-wrap: wrap;
}

.sf-btn-white {
  background: #ffffff;
  color: var(--primary);
  font-weight: 700;
}

.sf-btn-white:hover {
  background: #27c152;
  color: #ffffff;
}

.sf-btn-trans {
  background: rgba(255, 255, 255, 0.12);
  color: #ffffff;
  border: 1px solid rgba(255, 255, 255, 0.3);
}

.sf-btn-trans:hover {
  background: rgba(255, 255, 255, 0.25);
  color: #ffffff;
}

/* SME Responsive Queries */
@media (max-width: 991px) {
  .sme-metrics-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .sme-metric-card:nth-child(2) {
    border-right: none;
  }
  .sme-features-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .sme-product-cards-grid {
    grid-template-columns: 1fr;
  }
  .sme-steps-container {
    grid-template-columns: repeat(2, 1fr);
  }
  .sme-eligibility-wrapper {
    grid-template-columns: 1fr;
  }
  .sme-faq-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 767px) {
  .sme-hero-section .sf-inner-hero-text h1 {
    font-size: 32px;
  }
  .sme-metrics-grid {
    grid-template-columns: 1fr;
  }
  .sme-metric-card {
    border-right: none;
    border-bottom: 1px solid rgba(255,255,255,0.1);
    padding-bottom: 16px;
  }
  .sme-metric-card:last-child {
    border-bottom: none;
  }
  .sme-features-grid {
    grid-template-columns: 1fr;
  }
  .sme-steps-container {
    grid-template-columns: 1fr;
  }
  .sme-cta-card {
    padding: 40px 24px;
  }
  .sme-cta-card h2 {
    font-size: 26px;
  }
}

/* ===================================================
   CONTACT MODAL POPUP & FLOATING ENQUIRY TRIGGER
   =================================================== */
.sf-modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(7, 31, 77, 0.72);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  z-index: 99999;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.35s cubic-bezier(0.16, 1, 0.3, 1), visibility 0.35s ease;
}

.sf-modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.sf-modal-wrapper {
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 25px 60px rgba(6, 31, 84, 0.28), 0 0 0 1px rgba(255, 255, 255, 0.1);
  width: 100%;
  max-width: 600px;
  position: relative;
  overflow: hidden;
  transform: translateY(30px) scale(0.96);
  transition: transform 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  max-height: 90vh;
  display: flex;
  flex-direction: column;
}

.sf-modal-overlay.active .sf-modal-wrapper {
  transform: translateY(0) scale(1);
}

.sf-modal-header {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  padding: 26px 30px;
  color: #ffffff;
  position: relative;
}

.sf-modal-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(32, 168, 63, 0.2);
  color: #65d879;
  border: 1px solid rgba(101, 216, 121, 0.3);
  padding: 5px 12px;
  border-radius: 30px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 10px;
}

.sf-modal-header h3 {
  font-size: 24px;
  font-weight: 700;
  color: #ffffff;
  margin: 0 0 6px 0;
}

.sf-modal-header h3 span {
  color: #65d879;
}

.sf-modal-header p {
  color: rgba(255, 255, 255, 0.82);
  font-size: 13.5px;
  margin: 0;
  line-height: 1.45;
}

.sf-modal-close {
  position: absolute;
  top: 20px;
  right: 20px;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.15);
  border: none;
  color: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  cursor: pointer;
  transition: all 0.2s ease;
}

.sf-modal-close:hover {
  background: rgba(255, 255, 255, 0.3);
  transform: rotate(90deg);
}

.sf-modal-body {
  padding: 26px 30px 30px;
  overflow-y: auto;
}

.sf-popup-form {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.sf-form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.sf-input-box {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.sf-input-box label {
  font-size: 12.5px;
  font-weight: 600;
  color: #071f4d;
}

.sf-input-field {
  position: relative;
  display: flex;
  align-items: center;
}

.sf-input-field i {
  position: absolute;
  left: 14px;
  color: #8b9bb2;
  font-size: 14px;
  pointer-events: none;
  transition: color 0.2s ease;
}

.sf-input-field input,
.sf-input-field select,
.sf-input-field textarea {
  width: 100%;
  padding: 12px 14px 12px 42px;
  border: 1.5px solid #e1e6ef;
  background: #f8fafc;
  border-radius: 10px;
  font-size: 14px;
  font-family: inherit;
  color: #071f4d;
  transition: all 0.25s ease;
  outline: none;
}

.sf-input-field textarea {
  padding-left: 42px;
  resize: vertical;
  min-height: 85px;
}

.sf-input-field select {
  cursor: pointer;
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23606b7b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
}

.sf-input-field input:focus,
.sf-input-field select:focus,
.sf-input-field textarea:focus {
  background: #ffffff;
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(32, 168, 63, 0.15);
}

.sf-input-field input:focus + i,
.sf-input-field:focus-within i {
  color: var(--green);
}

.sf-submit-btn {
  background: linear-gradient(135deg, var(--green) 0%, var(--green-dark) 100%);
  color: #ffffff;
  border: none;
  padding: 14px 24px;
  border-radius: 10px;
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.3px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  transition: all 0.25s ease;
  box-shadow: 0 8px 20px rgba(32, 168, 63, 0.28);
  margin-top: 6px;
}

.sf-submit-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 25px rgba(32, 168, 63, 0.38);
}

.sf-submit-btn:disabled {
  opacity: 0.7;
  cursor: not-allowed;
  transform: none;
}

.sf-popup-alert {
  padding: 12px 16px;
  border-radius: 10px;
  font-size: 13.5px;
  display: none;
  align-items: center;
  gap: 10px;
  margin-bottom: 4px;
}

.sf-popup-alert.sf-alert-success {
  display: flex;
  background: #eefbf1;
  color: #14822d;
  border: 1px solid #c2ecd0;
}

.sf-popup-alert.sf-alert-error {
  display: flex;
  background: #fdf2f2;
  color: #d32f2f;
  border: 1px solid #f9c9c9;
}

/* Floating Instant Trigger Button */
.sf-floating-btn {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 9999;
  background: linear-gradient(135deg, var(--green) 0%, var(--green-dark) 100%);
  color: #ffffff;
  border: none;
  border-radius: 50px;
  padding: 13px 22px;
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  font-weight: 700;
  box-shadow: 0 10px 25px rgba(32, 168, 63, 0.4);
  cursor: pointer;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  text-decoration: none;
}

.sf-floating-btn i {
  font-size: 17px;
  animation: sfPulseIcon 2s infinite;
}

@keyframes sfPulseIcon {
  0% { transform: scale(1); }
  50% { transform: scale(1.2); }
  100% { transform: scale(1); }
}

.sf-floating-btn:hover {
  transform: translateY(-4px) scale(1.03);
  box-shadow: 0 14px 30px rgba(32, 168, 63, 0.5);
  color: #ffffff;
}

@media (max-width: 600px) {
  .sf-form-row {
    grid-template-columns: 1fr;
    gap: 16px;
  }
  .sf-modal-header {
    padding: 20px 20px;
  }
  .sf-modal-body {
    padding: 20px 20px 25px;
  }
  .sf-floating-btn span {
    display: none;
  }
  .sf-floating-btn {
    width: 52px;
    height: 52px;
    padding: 0;
    justify-content: center;
    border-radius: 50%;
    bottom: 20px;
    right: 20px;
  }
}